Principal Software Engineer
Upstart
About Upstart
At Upstart, we’re united by a mission that matters: to radically reduce the cost and complexity of borrowing for all Americans. Every day, we bring creativity, experimentation, and advanced AI to reshape access to credit, helping millions move forward financially with clarity and confidence.
As the leading AI lending marketplace, we partner with banks and credit unions to expand access to affordable credit through technology that’s both radically intelligent and deeply human. Our platform runs over one million predictions per borrower using more than 3,000 signals, powering smarter, fairer decisions for millions of customers. But the numbers only hint at the impact. Every idea, every voice, and every contribution moves us closer to a world where credit never stands between people and their financial progress.
We’re proudly digital-first, giving most Upstarters the flexibility to do their best work from wherever they thrive, alongside teammates across 80+ cities in the US and Canada. Digital-first doesn’t mean distant. We’re intentional about in-person connection through team onsites, planning sessions, and moments that spark creativity and trust. And whether you choose to work primarily from home or collaborate in-person from one of our offices in Columbus, Austin, the Bay Area, or New York City, you’ll have the support to work in the way that works best for you.
If you’re energized by tackling meaningful problems, excited to innovate with purpose, and motivated by work that truly matters, we’d love to hear from you.
The Team
Upstart's Bank Technology team builds the internal platforms, security automation, and operational systems that enable Upstart Bank to operate securely, efficiently, and at scale. The team partners closely with stakeholders across risk, legal, compliance, security, and operations to create software solutions that support the bank's growth as a licensed financial institution.
As a Principal Software Engineer, you will provide technical leadership across a growing portfolio of internal platforms and automation systems. You will drive architectural direction, solve complex technical challenges, and establish engineering patterns that enable the team to deliver secure, scalable, and maintainable solutions for the bank's most critical operational functions.
How you'll make an impact
- Lead the architecture, design, and implementation of internal platforms, security automation systems, and workflow tooling that support Upstart Bank operations.
- Establish scalable engineering patterns, technical standards, and system designs that enable long-term platform growth and maintainability.
- Partner with stakeholders across risk, compliance, legal, operations, and engineering to translate complex business requirements into durable software solutions.
- Design and oversee relational data models, authorization systems, integrations, and platform services that support secure and reliable operations.
- Identify and mitigate technical risks, making thoughtful decisions around system architecture, platform investments, and build-versus-buy tradeoffs.
- Mentor engineers through technical leadership, architectural reviews, design documentation, and engineering best practices.
- Drive technical strategy for internal platforms and automation initiatives as the bank expands its operational and regulatory capabilities.
Minimum Qualifications
- Bachelor's degree in Computer Science, Engineering, Mathematics, or a related field (or equivalent practical experience) and 8+ years of software engineering experience.
- Experience designing, building, and operating large-scale production software systems and web applications.
- Experience leading architecture and technical design for distributed systems, platform services, or internal software platforms.
- Experience designing relational database schemas, APIs, integrations, authentication systems, and role-based access control frameworks.
- Experience partnering with cross-functional stakeholders to deliver software solutions supporting operational, compliance, security, or business-critical workflows.
Preferred Qualifications
- Knowledge of TypeScript, Node.js, Next.js, Prisma, or similar modern application frameworks.
- Experience building security automation, governance, risk and compliance (GRC) platforms, or operational workflow systems.
- Familiarity with regulated industries such as financial services, banking, healthcare, or other compliance-driven environments.
- Knowledge of compliance frameworks, including SOC 2, NIST CSF, or similar regulatory standards.
- Ability to influence technical strategy, drive alignment across teams, and navigate ambiguous problem spaces with sound engineering judgment.
Position Location - This role is available in the following locations: Remote
Time Zone Requirements - This team operates on the East/West Coast time zones.
At Upstart, your base pay is one part of your total compensation package. The anticipated base salary for this position is expected to be within the below range. Your actual base pay will depend on your geographic location–with our “digital first” philosophy, Upstart uses compensation regions that vary depending on location. Individual pay is also determined by job-related skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process.
In addition, Upstart provides employees with target bonuses, equity compensation, and generous benefits packages (including medical, dental, vision, and 401k).
What you'll love
At Upstart, our benefits are designed to support your health, financial well-being, family, and personal growth. Here’s what you can expect:
- Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly
- Retirement benefits to help you plan for the future, including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada)
- Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only)
- Comprehensive health coverage designed to support you and your family, including medical, dental, vision, and wellness resources for US and supplemental health coverage for Canada.
- Health Savings Account contributions from Upstart for eligible plans (US only)
- Income protection benefits, including life insurance and disability coverage for added financial security
- Paid time off, sick leave, and company holidays, in line with local requirements
- Paid family and parental leave to support caregiving and major life moments (duration varies by country)
- Family-centered benefits to support fertility, parenthood, and caregiving needs
- Employee Assistance Program (EAP) offering mental health support and life-centered resources
- Financial wellness resources, including access to financial planning tools and a financial concierge service (US Only)
- Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to you
- Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from
- Connection and community through team events, all-company updates, and employee resource groups (ERGs)
- Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our offices in the Bay Area, Austin, Columbus, and New York City
For roles based in Canada, please note that we are not currently able to hire in Quebec.
Upstart is a proud Equal Opportunity Employer. Just as we are dedicated to improving access to affordable credit for all, we are committed to inclusive and fair hiring practices.
If you require reasonable accommodation in completing an application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please email
Originally posted on Himalayas
Staff Software Engineer
OPENLANE
Who We Are:
At OPENLANE we make wholesale easy so our customers can be more successful.
We’re a technology company building the world’s most advanced—and uncomplicated—digital marketplace for used vehicles.
We’re a data company helping customers buy and sell smarter with clear, actionable insights they can understand and use.
And we’re an innovation company accelerating the future of wholesale remarketing through curiosity, collaboration, and an entrepreneurial spirit.
Our Values:
Driven Waybuilders. We pursue challenges that inspire us to build, create, and innovate.
Relentless Curiosity. We seek to understand and improve our customers’ experience.
Smart Risk-Taking. We transform risk into progress through data, experience, and intuition.
Fearless Ownership. We deliver what we promise and learn along the way.
We’re Looking For:
We are seeking a Principal Software Engineer with experience in building scalable, cloud-native APIs with .NET, preferably Core / Java / Kotlin. You will be part of an Enterprise Technology Services team responsible for constructing and maintaining high-value core system components. You will be involved in the continuous improvement of core offerings, leading technical discussions on software architecture and testing, and collaborating with cross-functional teams. In this role, you will have the opportunity to use your experience in application development, front-end JavaScript frameworks, telemetry, and performance tuning. The ideal candidate will have 5+ years of experience in relevant areas.
Why OPENLANE:
- Work on real-time, high-value marketplace systems at scale
- Be part of a major platform modernization and AI transformation
- Use AI as a first-class development tool—not an experiment
- Collaborate with experienced engineers, product leaders, and platform teams
- Grow in an environment that values learning, ownership, and impact
You Are:
- AI-forward. You already use AI tools to enhance development speed, quality, and efficiency, and you continuously adapt as tooling evolves.
- Product-minded. You think beyond code and understand how technical decisions impact customers and business outcomes.
- Ownership-driven. You take responsibility for systems end-to-end, including reliability and operational health.
- Technically curious. You enjoy learning new technologies and thoughtfully evaluating emerging approaches.
- Quality-focused. You value clean, maintainable code, strong testing practices, and production-ready engineering standards.
AI-First Mindset
- Actively uses AI development tools (code copilots, AI debuggers, test generators)
- Curious about applying AI to real customer and business problems
- Able to critically evaluate AI outputs instead of blindly accepting them
- Comfortable learning and adapting in a fast-changing tool landscape
You Will:
- Continuously work on enhancing core offerings.
- Lead technical discussions on software architecture and testing to ensure that we do not compromise on quality and performance.
- Collaborate with cross-functional teams to construct and maintain high-value core system components, leveraging multiple technology stacks.
Core Tech Stack:
- .NET Core
- React/Svelte
- PostgreSQL
- Kubernetes in AWS
- OpenTelemetry
Must Have’s:
- 8+ Years of experience building scalable, cloud-native APIs with .NET, preferably Core / Java / Kotlin.
- University degree or advanced diploma in a software engineering-related discipline, preferably in Computer Science, or equivalent experience.
- Experience with front-end JavaScript frameworks such as React
- Experience with telemetry and performance tuning leveraging modern APM tooling.
- A strong understanding of application development, including development and testing methodologies.
- Actively uses AI development tools (code copilots, AI debuggers, test generators)
- Curious about applying AI to real customer and business problems
- Able to critically evaluate AI outputs instead of blindly accepting them
Nice to Have’s:
- Experience with modern APM tooling.
- Experience with Kubernetes and OpenTelemetry.
- Experience with Svelte front-end frameworks.
- Experience with Amazon Web Services (AWS).
What We Offer:
Competitive pay
Medical, dental, and vision benefits with employer HSA contributions (US) and FSA options (US)
Immediately vested 401K (US) or RRSP (Canada) with company match
Paid Vacation, Personal, and Sick Time
Paid maternity and paternity leave (US)
Employer-paid short-term disability, long-term disability, life insurance, and AD&D (US)
Robust Employee Assistance Program
Employer paid Leap into Service Day to volunteer
Tuition Reimbursement for eligible programs
Opportunities to expand your skill set and share your knowledge across a publicly traded, global organization
Company culture of internal promotions, diverse career paths, and meaningful advancement
Sound like a match? Apply Now - We can't wait to hear from you!
Compensation Range of
Annual Salary: $135,000.00 - $190,000.00 USD(Depending on experience, skill set, qualifications, and other relevant factors.)
Originally posted on Himalayas
Principal Software Engineer - Java/Polyglot
Tivly
Location: This is a remote role where candidates must currently reside in one of the following states: Alabama, Florida, Georgia, Michigan, Mississippi, Missouri, North Carolina, Oklahoma, Tennessee, Texas, or Virginia.
Employment type: Full-time
Work authorization: Must be authorized to work in the U.S. without visa sponsorship
About Tivly
Tivly is one of the largest marketplaces for commercial insurance in the United States, connecting business owners looking to protect their businesses with insurance carriers that fit their needs. Since 2009, Tivly has established a network of over 200 trusted carriers, agents, and brokers serving a wide range of businesses.
About the Role
The Principal Engineer is a highly hands-on technical leadership role at Tivly, responsible for designing, building, and scaling the core software systems that power our technology platform. Reporting directly to the Chief Technology Officer, this role helps define Tivly's technical direction and drives system architecture decisions. You'll apply modern engineering practices, from microservices architecture and API development to multi-language (polyglot) solutions, to improve performance, reliability, and scalability across our products. Success in this position requires deep technical expertise, strong architectural judgment, and a commitment to mentoring engineers. The goal is high-quality, maintainable software that supports business growth and innovation.
What You'll Do
Architecture & Technical Direction
- Own the architecture and design of distributed systems serving millions of insurance leads and transactions.
- Evaluate new technologies and frameworks to enhance performance and maintainability.
- Contribute to strategic technology roadmap planning and cross-team alignment.
Hands-On Engineering
- Lead by example through hands-on coding, technical reviews, and system optimization.
- Support cross-functional development in multiple languages (e.g., Java, Kotlin, Python, TypeScript, Go).
- Ensure security, reliability, and compliance within all engineering deliverables.
Collaboration & Mentorship
- Collaborate with Product, DevOps, and Data teams on scalable API integrations and microservices.
- Mentor senior and mid-level engineers, fostering a high-performing and collaborative environment.
What You Bring
- 7+ years of professional software engineering experience, including significant time in backend or platform roles.
- Advanced proficiency in Java, plus hands-on experience with at least one additional language such as Kotlin, Python, Go, or TypeScript.
- Proven track record designing, building, and scaling distributed systems and microservice-based architectures in a high-traffic environment.
- Strong experience with RESTful APIs, event-driven architectures, and integrating with internal and external services.
- Deep understanding of system performance, reliability, and observability (profiling, logging, metrics, alerting).
- Practical experience with cloud platforms (e.g., AWS, GCP, or Azure), containerization (Docker), and orchestration (Kubernetes).
- Familiarity with modern CI/CD pipelines, automated testing, and code quality practices.
- Experience working closely with Product, DevOps, and Data teams to ship features and platform capabilities.
- Strong communication skills, with the ability to explain complex technical concepts to both technical and non-technical stakeholders.
- Bachelor's degree in Computer Science, Engineering, or a related field; equivalent practical experience considered.
Core Competencies
- Technical Leadership: Guides architecture decisions, sets engineering standards, and influences cross-team technical direction.
- Systems Design & Architecture: Designs scalable, resilient distributed systems and microservice-based platforms.
- Polyglot Programming: Expert in Java, with the ability to work effectively in multiple languages (e.g., Kotlin, Python, Go, TypeScript).
- Cloud-Native Engineering: Builds and operates services on modern cloud platforms using containers, orchestration, and CI/CD.
- Performance & Reliability: Optimizes systems for latency, throughput, availability, and observability.
- API & Integration Design: Crafts clear, secure, and maintainable APIs and integrations with internal and external systems.
- Security & Compliance Mindset: Incorporates security, privacy, and compliance requirements into architecture and implementation.
- Cross-Functional Collaboration: Partners effectively with Product, DevOps, and Data teams to deliver business outcomes.
- Strategic Thinking: Aligns technical decisions and roadmaps with broader company and product strategy.
Compensation
- Annual salary of $170,000–$190,000, commensurate with experience, plus bonus potential.
Benefits
We support our team with comprehensive benefits that promote health, balance, and financial well‑being, including:
- Medical, Dental, and Vision Insurance
- Paid Time Off (PTO) and Paid Sick Time
- Flexible Scheduling (Flex Time)
- Flexible Spending Accounts (FSA) for health and dependent care
- Company‑paid Short‑ and Long‑Term Disability
- No‑cost mental, emotional, and physical well‑being support through the First Stop Health app
- 401(k) with 4% company match
- Pay for designated holidays without having to work
- This position includes bonuses in addition to base salary
Inclusion: It's Simple, We All Belong
Tivly celebrates diversity and equality! We are committed to building a team with a diverse variety of experiences, talents, and perspectives. We believe that creating a culture where everyone can fit in and belong has a positive influence on our communities and our customers. The more inclusive we are, the better our work will be. Creating a culture of equality isn't just the right thing to do; it's what Tivly chooses to do.
Applicant information collected during the hiring process will be used solely to assess qualifications, verify eligibility for employment, and make hiring decisions. Applicant data will be stored securely and retained only for as long as necessary to complete the recruitment process and meet legal, regulatory, and record‑keeping requirements, after which it will be deleted or anonymized in accordance with our data retention policies.
Originally posted on Himalayas
Lead Software Engineer - Financial Integrations
Monarch Money
Mission
Finances are one of the major sources of stress in American households, and nine out of ten Americans say nothing would make them feel more confident than having their personal finances in order. At Monarch we are building the most comprehensive personal finance platform to help people improve their financial lives and achieve their goals.
The Company
Monarch came out of private beta in early 2021. Since that time we have quickly became one of the premier ways to manage your financial life. Customers love the product and we have seen rapid, organic growth. Our users say that Monarch helps them feel more confident in their finances, and more confident in their financial future.
Our founding team consists of product-driven, serial entrepreneurs with multiple exits. Additionally, our CEO was one of the original creators of and has a unique perspective on what is needed to meet consumers' needs in this market.
We are passionate about building a company, product and brand that both customers and employees love. We are well-funded by top venture firms and angel investors.
We founded the company as a fully-remote team (pre Covid!) and are open to applicants that live within a 5 hour time zone difference of US Pacific Time.
The Role
Monarch Money is seeking a Principle Software Engineer with a focus on financial data aggregation. In this role, you will be responsible for ensuring Monarch reliably aggregates, enriches, and analyzes our users' financial data from various sources and at a large scale. This is a problem that is ripe for innovation, requiring technical excellence, creative problem solving, world-class product intuition, comfort with large volumes of data, and the ability to work with internal and external APIs.
This is designed to be a senior role since it is taking ownership of a new area with a lot of technical / product complexity (ie you've probably done this sort of work for years). But if you think you're equipped for the job, please apply!
Your Contribution
As our first data aggregation engineer, you will lead our technical efforts to make Monarch the best place to see your financial data in one place. This would include writing/improving the code and logic that aggregates, enriches, and analyzes our users' financial data.
You will frame the problem, put together a strategy, decide how success should be measured, prioritize projects, and execute successfully.
You will collaborate with and influence company and product leadership.
While initially working in a hands-on IC capacity, you will own this problem end-to-end, making technical trade-off (like buy vs. build) and product trade-off decisions.
You will help build out a team focused on this problem, for which you would have technical and/or people leadership responsibilities.
Skills
You have excellent product intuition, and are comfortable with both qualitative and quantitative data.
You are comfortable working with external APIs (like Plaid).
You have experience working with data pipelines and processing data in general.
You are comfortable (or willing to learn) Python and other backend systems.
You are comfortable delving into front-end work as needed.
[Optional] You have some experience or interest in Machine Learning.
[Optional] You have worked on aggregating/enriching personal financial data in the past.
$180,000 - $200,000 a year
Based on seniority and location. Equity is also offered.
Benefits
Work wherever you want! As a fully remote company with no central office, we want you to work wherever you are happiest and most productive. Whether that’s out of your home, a co-working space, or elsewhere.
Competitive cash and equity compensation in a hyper growth, early stage company 🚀.
Stipend to set-up your ideal working environment.
Medical, dental and vision benefits (Full time US only).
401k (US only).
Unlimited PTO.
3 day weekend every month! We take off the “First Friday” every month to focus on rest, recuperation, or just having fun!
We are an equal opportunity employer and value diversity. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.
Originally posted on Himalayas
Principal Software Engineer
Devoted Health
Job Description
A bit more about this role:
Technology does amazing things in our daily lives, yet often is a source of pain and confusion within health care. We want to empower Devoted to deliver a world-class member experience with simple, flexible technical systems. If we need to delve into the murky underbelly of health care IT to do that, we’re up for the challenge.
Our north star is not a specific technology, but rather the goal of continually increasing the leverage of every member of the team. We’re currently building with Go, PostgreSQL, gRPC, GraphQL, React, TypeScript, Terraform, and AWS, and we think it’s a pretty awesome stack.
We want engineer-owners with the judgment to simultaneously solve for short and long-term business value. We’re looking for folks who have worked in complex domains and systems, and come through it with some wisdom but most importantly humility. We want people who are passionate about building great technology to solve problems for users—our members, our colleagues, and ourselves.
Whether you have a health care background or not, we are excited to learn from and share knowledge with you. Our engineering leadership team includes seasoned alumni of health care and technology organizations spanning the public and private sector. Our co-founders deeply understand and care about good technology: Todd Park co-founded Athenahealth, a multi-billion-dollar health care technology company, and served as CTO of the U.S.; Ed Park was Athenahealth's founding engineer and served as its CTO, COO, and President of Services.
In this role, you will join an engineering team dedicated to supporting timely and accurate claims processing and payment. By working closely with the operations team, you will help increase operational efficiency, foster strong provider relationships, and ensure our members are taken well care of.
Responsibilities will include:
- Building product features across a range of technologies.
- Working with subject matter experts to understand and design solutions to improve our members lives.
- Working with other members of the technology team to improve our technology platform.
Attributes to success:
- Experience coupled with a willingness to learn new things.
- Comfort with uncertainty and a desire to be close to business problems.
- Desire to contribute individually, with the ability both to self-direct work and to collaborate with others on the technology team.
- Understanding of many technologies down to first principles, and a desire to add more to the list.
Desired skills and experience:
- Ability to work in a startup, fast paced environment.
- 5+ years working as an individual technical contributor.
- Experience with our specific stack components a bonus but not required.
Salary Range: $131,000-200,000/ year plus bonus and equity
The pay range listed for this position is the range the organization reasonably and in good faith expects to pay for this position at the time of the posting. Once the interview process begins, your talent partner will provide additional information on the compensation for the role, along with additional information on our total rewards package. The actual base salary offered will depend on a variety of factors, including the qualifications of the individual applicant for the position, years of relevant experience, specific and unique skills, level of education attained, certifications or other professional licenses held, and the location in which the applicant lives and/or from which they will be performing the job.
Our Total Rewards package includes:
Employer sponsored health, dental and vision plan with low or no premium
Generous paid time off
$100 monthly mobile or internet stipend
Stock options for all employees
Bonus eligibility for all roles excluding Director and above; Commission eligibility for Sales roles
Parental leave program
401K program
And more....
*Our total rewards package is for full time employees only. Intern and Contract positions are not eligible.
Founded in 2017, Devoted Health is on a mission to dramatically improve the health and well-being of older Americans by caring for everyone like they are family, and that includes our employees. Our robust and seamlessly integrated care platform merges advanced data and AI access with world-class clinical and service experiences to create a member experience that is unlike the industry norm. To continue building upon our mission, we want to bring together those who share our values, embrace change and advancement, and are enthusiastic about where we're going — all the while bringing their own unique qualities, experiences, and expertise, in hopes of further changing the healthcare experience.
Devoted is an equal opportunity employer. We are committed to a safe and supportive work environment in which all employees have the opportunity to participate and contribute to the success of the business. We value diversity and collaboration. Individuals are respected for their skills, experience, and unique perspectives. This commitment is embodied in Devoted’s Code of Conduct, our company values and the way we do business.
As an Equal Opportunity Employer, the Company does not discriminate on the basis of race, color, religion, sex, pregnancy status, marital status, national origin, disability, age, sexual orientation, veteran status, genetic information, gender identity, gender expression, or any other factor prohibited by law. Our management team is dedicated to this policy with respect to recruitment, hiring, placement, promotion, transfer, training, compensation, benefits, employee activities and general treatment during employment.
Originally posted on Himalayas