Get the chrome extension Senior Software Engineer, Identity
Upstart
About Upstart
At Upstart, we’re united by a mission that matters: to radically reduce the cost and complexity of borrowing for all Americans. Every day, we bring creativity, experimentation, and advanced AI to reshape access to credit, helping millions move forward financially with clarity and confidence.
As the leading AI lending marketplace, we partner with banks and credit unions to expand access to affordable credit through technology that’s both radically intelligent and deeply human. Our platform runs over one million predictions per borrower using more than 3,000 signals, powering smarter, fairer decisions for millions of customers. But the numbers only hint at the impact. Every idea, every voice, and every contribution moves us closer to a world where credit never stands between people and their financial progress.
We’re proudly digital-first, giving most Upstarters the flexibility to do their best work from wherever they thrive, alongside teammates across 80+ cities in the US and Canada. Digital-first doesn’t mean distant. We’re intentional about in-person connection through team onsites, planning sessions, and moments that spark creativity and trust. And whether you choose to work primarily from home or collaborate in-person from one of our offices in Columbus, Austin, the Bay Area, or New York City, you’ll have the support to work in the way that works best for you.
If you’re energized by tackling meaningful problems, excited to innovate with purpose, and motivated by work that truly matters, we’d love to hear from you.
The Team:
Upstart’s Identity team builds the systems that help borrowers and lending partners securely access and manage their accounts across Upstart products. The team works at the intersection of product and security, reducing friction in the customer experience while protecting identity and customer data.
As a Senior Software Engineer on the Identity team, you will build secure, reliable backend systems that power login, account management, authentication, and authorization experiences. You’ll own meaningful projects from design through delivery, partner across Product, Information Security, and Application Security, and help evolve how Upstart builds secure customer experiences at scale. This role is primarily backend focused; frontend experience is helpful but not required.
How you'll make an impact:
- Design, build, and operate backend systems that power secure login, account management, authentication, and authorization experiences across Upstart products.
- Own engineering projects from problem definition and technical design through implementation, testing, deployment, and ongoing improvement.
- Balance security requirements with customer experience, making thoughtful technical decisions that protect customer data while reducing unnecessary friction.
- Partner with Product, Information Security, Application Security, and engineering teams across Upstart to deliver secure capabilities and influence product direction.
- Identify opportunities to improve the reliability, maintainability, and security of interconnected systems and help establish effective engineering practices across the Identity domain.
- Use AI-assisted development tools such as Cursor and Claude Code to accelerate learning and delivery while applying engineering judgment and validating the resulting work.
Minimum Qualifications
- Bachelor’s degree in Computer Science, Engineering, Mathematics, or a related field, or equivalent practical experience, plus 4 years of software engineering experience.
- Experience designing, building, testing, and maintaining production backend software or services.
- Experience owning software engineering projects through multiple stages of the development lifecycle, from technical design through production delivery.
- Experience designing or integrating APIs, services, or other components within distributed or interconnected production systems.
- Experience applying software engineering practices including code review, automated testing, debugging, and production support.
Preferred Qualifications
- Knowledge of identity and access management concepts and standards such as OAuth 2.0, OpenID Connect, or SAML.
- Experience working in a medium-to-large engineering organization or with systems spanning multiple engineering teams.
- Experience contributing to frontend development in addition to backend systems.
- Experience using AI-assisted development tools such as Cursor, Claude Code, or similar tools in software engineering workflows.
- Ability to learn unfamiliar technical domains, communicate technical decisions and outcomes clearly, and develop deep expertise over time.
Position location This role is available in the following locations: Remote
Travel requirements As a digital first company, the majority of your work can be accomplished remotely. The majority of our employees can live and work anywhere in the U.S but are encouraged to to still spend high quality time in-person collaborating via regular onsites. The in-person sessions’ cadence varies depending on the team and role; most teams meet once or twice per quarter for 2-4 consecutive days at a time.
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At Upstart, your base pay is one part of your total compensation package. The anticipated base salary for this position is expected to be within the below range. Your actual base pay will depend on your geographic location–with our “digital first” philosophy, Upstart uses compensation regions that vary depending on location. Individual pay is also determined by job-related skills, experience, and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process.
In addition, Upstart provides employees with target bonuses, equity compensation, and generous benefits packages (including medical, dental, vision, and 401k).
What you'll love
At Upstart, our benefits are designed to support your health, financial well-being, family, and personal growth. Here’s what you can expect:
- Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly
- Retirement benefits to help you plan for the future, including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada)
- Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only)
- Comprehensive health coverage designed to support you and your family, including medical, dental, vision, and wellness resources for US and supplemental health coverage for Canada.
- Health Savings Account contributions from Upstart for eligible plans (US only)
- Income protection benefits, including life insurance and disability coverage for added financial security
- Paid time off, sick leave, and company holidays, in line with local requirements
- Paid family and parental leave to support caregiving and major life moments (duration varies by country)
- Family-centered benefits to support fertility, parenthood, and caregiving needs
- Employee Assistance Program (EAP) offering mental health support and life-centered resources
- Financial wellness resources, including access to financial planning tools and a financial concierge service (US Only)
- Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to you
- Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from
- Connection and community through team events, all-company updates, and employee resource groups (ERGs)
- Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our offices in the Bay Area, Austin, Columbus, and New York City
For roles based in Canada, please note that we are not currently able to hire in Quebec.
Upstart is a proud Equal Opportunity Employer. Just as we are dedicated to improving access to affordable credit for all, we are committed to inclusive and fair hiring practices.
If you require reasonable accommodation in completing an application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please email
Originally posted on Himalayas
Staff Software Engineer, Auth/Accounts
Coalition
About us
Coalition is the world's first Active Insurance provider designed to help prevent digital risk before it strikes. Founded in 2017, Coalition combines comprehensive insurance coverage and innovative cybersecurity tools to help businesses manage and mitigate potential cyberattacks.
Opportunities to make an impact with bold thinking are real—and happening daily at Coalition.
About the role
As a Staff Software Engineer, you will provide technical leadership across a complex, multi-service domain. You’ll turn ambiguous business and security challenges into clear technical architecture, lead cross-team initiatives from design to production, and raise operating standards across the broader engineering organization.
Responsibilities
- Technical Leadership: Lead major architecture and delivery initiatives across authentication, authorization, account lifecycles, and partner relationships.
- Architecture & API Design: Define multi-service technical direction—including API contracts, data models, migration paths, and rollout strategies.
- Cross-Functional Execution: Translate complex product, security, and business requirements into clear designs, managing dependencies and alignment across cross-functional partners.
- Engineering Excellence: Build scalable backend services while improving testing, observability, deployment safety, and operational reliability.
- Mentorship: Guide and grow engineers across teams, elevating technical design skills and multiplying engineering impact.
Representative Focus Areas
- Centralized auth, token validation, and fine-grained/relationship-based access control (RBAC/ReBAC).
- Account identity, deduplication, matching, and transfer workflows.
- Legacy system decoupling and modernizing broker/partner relationship logic.
- Scalable event-driven services and APIs supporting core business platforms.
Skills and Qualifications
- Staff-Level Leadership: Proven track record of guiding cross-team architecture and resolving high-impact technical trade-offs.
- Backend Fundamentals: Expertise in API design, distributed systems, data modeling, and production operations.
- High-Stakes Problem Solving: Experience with high-risk domains where security, correctness, and performance are paramount.
- Communication & Mentorship: Ability to write clear design docs, align non-technical stakeholders, and mentor senior engineers.
- AI Fluency: Demonstrated ability to integrate AI tools into daily engineering work, including code exploration, design analysis, test generation, debugging, and documentation. Able to evaluate AI output critically, recognize its limitations, and establish appropriate review and safety practices for security-sensitive systems.
Bonus Points
- Hands-on experience with OAuth/OIDC, JWTs, RBAC, or ReBAC systems (e.g., OpenFGA).
- Proficiency with Go, Python, event-driven architecture (e.g., Kafka), and AWS/modern CI/CD stacks.
- Background in security-sensitive environments, fintech, insurtech, or complex partner integration platforms.
- Experience creating reusable AI-assisted engineering workflows, tools, prompts, or agent skills that improve team productivity and engineering quality.
- Experience applying AI responsibly in security-sensitive or regulated environments, including protecting sensitive information and validating generated code and recommendations.
Compensation
Our compensation reflects the cost of labor across several US geographic markets. The US base salary for this position ranges from $158,900/year in our lowest geographic market up to $234,125/year in our highest geographic market. Consistent with applicable laws, an employee's pay within this range is based on a number of factors, which include but are not limited to relevant education, skills, job-related knowledge, qualifications, work experience, credentials, and/or geographic location. Your recruiter can share more on target salary for your location during the interview process. Coalition, Inc. reserves the right to modify this range as needed.
Perks
- 100% medical, dental and vision coverage
- Flexible PTO policy
- Annual home office stipend and WeWork access
- Mental & physical health wellness programs (One Medical, Headspace, Wellhub, and more)!
- Competitive compensation and opportunity for advancement
Why Coalition?
Work at Coalition is centered on the joint mission to Protect the Unprotected. We have built a remote-first, highly inclusive culture that welcomes people from diverse backgrounds. We trust each other to take responsibility, share ownership of outcomes, and put in the work together to protect businesses from digital risk. Coalition’s exceptional growth stems from its ability to address real-world problems for organizations of all sizes while remaining true to our founding values of character, humility, responsibility, purpose, authenticity, and inclusion.
We’re always looking for collaborative, inquisitive individuals to join #OurCoalition.
Visit our Newsroom >
Privacy Notice
Coalition is committed to protecting your privacy and handling your personal information responsibly. We collect, use, and store personal information as necessary for the recruitment process and in compliance with applicable privacy laws and regulations in all regions where we operate. We want you to understand what personal information we collect, how we use it, and your rights regarding access, correction, and deletion of your data where applicable. Information submitted, collected, and processed as part of your application is subject to Coalition's Privacy Policy. For further details, please review our full Privacy Policy or contact us with any questions regarding how your information is handled.
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Safe Hiring Notice
All legitimate communication from Coalition comes from @coalitioninc.com emails, and open roles are listed only on our Careers page. We never ask for payment, banking details, or personal identification before an offer is accepted through our secure systems. If you believe you’ve been a victim of fraudulent recruiting, follow guidance from the Federal Trade Commission (FTC).
Anti-Discrimination Notice
Coalition is proud to be an Equal Opportunity employer. Our policy is to provide equal employment opportunities to all individuals, without discrimination or harassment on the basis of any characteristic protected by applicable laws in each country where we operate. This commitment includes, but is not limited to, ensuring equal treatment in recruitment, selection, training, promotion, transfer, compensation, and all other aspects of employment. Coalition does not tolerate discrimination or harassment of any kind, and we are dedicated to fostering an inclusive and supportive workplace.
Accommodations
Coalition is committed to providing reasonable accommodations to qualified individuals with disabilities, including applicants and employees, in accordance with applicable laws and regulations in each country where we operate. Our policy is to support equal opportunity in the hiring process by considering qualified applicants regardless of disability or other protected characteristics, unless providing accommodation would impose an undue hardship or disproportionate burden. If you require accommodation to complete an application, interview, pre-employment testing, or participate in the selection process, please contact us at . We also consider all qualified applicants, including those with criminal histories, in line with applicable laws and regulations in each jurisdiction.
To all recruitment agencies: Coalition does not accept unsolicited agency resumes. Do not forward resumes to our email alias, employees, or other physical or virtual organization locations. Coalition is not responsible for any fees related to unsolicited resumes.
Originally posted on Himalayas