Product-Manager, Technical-Product-Manager, Payments-Product-Manager Jobs

Kiavi is one of the nation’s largest private lenders to residential real estate investors (REIs). We harness the power of data & technology to offer our customers a simpler, more reliable, and faster way to access the capital they need to scale their businesses.

Formerly known as LendingHome, we’re committed to helping REIs revitalize the approximately $25 trillion worth of aged U.S. housing stock to provide move-in ready homes and rental housing for millions of Americans across the country.

Combining our technology and industry expertise, Kiavi has grown to a team of over 500 and has won many awards over the years including Forbes Fintech 50, Finovate Awards, Best Digital Mortgage Platform, Fast Company’s Most Innovative Companies, and many more.

• Loans Funded: $30 billion in loans funded
• Homes financed: 100,000+ projects funded for our customers across the country
• Geography: 49 states + D.C. where we lend to REIs so they can revitalize neighborhoods
• Employees: Over 500 employees with competitive benefits and perks

This position can be based remotely in any of our approved hiring regions. Our hybrid distributed workforce philosophy allows us to find the best talent in the country and build diverse teams, while allowing our colleagues to work from the location that works best for them.

Identity Verification Notice:To ensure the security and integrity of our hiring process, all candidates are required to complete a secure identity verification. This process uses biometric and device validation to confirm identity and liveness. All data is handled securely in accordance with our privacy policy.

We're looking for a Product Manager to own the systems that keep Kiavi's loans running after they close: servicing, payments and money movement, valuations, and the vendor integrations behind them. Our internal teams (Servicing, Treasury, Capital Markets, and Operations) are your customers, and the borrowers they serve feel every improvement you ship. You'll own end-to-end execution across several products at once, work independently day to day, and partner with product leadership on the broader roadmap.

You get to:

• Own the back office: Drive products that move real money and real loans: borrower payments, bank account verification, appraisals and inspections, and the data feeds our capital and servicing partners depend on.

• Execute end-to-end: Take projects from early conception through design, development, launch, and post-launch measurement.

• Automate with AI and modern tooling: Find where automation and AI can take manual work off our operations teams, and where a simpler software fix is the better answer.

• Collaborate & facilitate: Collaborate with a dedicated engineering team, driving requirements and engineering prioritization.

• Scale impact: Manage multiple products in different phases of their lifecycle in parallel, from new integrations to keep-the-lights-on improvements.

What you would do:

• Roadmap & backlog: Turn internal and borrower pain points into a prioritized roadmap. Balance new initiatives with production support and operational improvements, and keep a live, refined backlog.

• Money movement & integrations: Partner with Treasury and engineering on bank and payment integrations (ACH, wires, account verification), and with vendors on appraisal, inspection, insurance, and servicing data feeds. Attention to detail is critical as a small mistake means a bounced payment or money movement issue.

• Operational excellence: Triage production support issues to tell real bugs from expected behavior, find the root cause, and turn recurring manual workarounds into product improvements.

• AI product development: Identify where AI meaningfully beats traditional software for our operations teams, and navigate edge cases, accuracy, and adoption.

• Data & metrics: Use data to size problems, model ROI, and define and track success metrics for your areas, including operational metrics such as automation rates, error rates, and time saved.

• Cross-functional leadership: Lead Servicing, Treasury, Capital Markets, Compliance, and Operations stakeholders toward a shared roadmap, and communicate decisions and tradeoffs clearly.

What you bring:

• Experience: 2 - 4 years of relevant experience in product management or a related field. You've completed multiple release cycles and product lifecycles as a PM.

• Domain knowledge: A good understanding of lending, real estate, and industry dynamics. Experience with loan servicing, payments, or financial operations is a strong plus.

• Technical fluency: Comfortable working closely with engineers on integrations, data models, and APIs, and able to read data well enough to answer your own questions.

• AI awareness: A solid grasp of foundational AI concepts, and the judgment to know when (and when not) to apply them.

• Analytical skills: Strong strategic thinking, data analysis, and prioritization. You weigh tradeoffs well, especially between new work and operational risk.

• Communication & leadership: Excellent communication and stakeholder management, including with non-technical operations teams.

• Autonomy: Able to work fully independently on most day-to-day responsibilities, while taking guidance on high-level strategic roadmaps.

Bonus points:

• Experience with loan servicing systems, payment rails (ACH/wire), bank APIs, or vendor integrations.

• Experience working at a fast-growing startup, especially in FinTech or PropTech.

• Experience defining success metrics for automation, machine learning, or generative AI features.

• Experience vibe coding your own projects or for work.

• A technical degree (CS, EE, etc.) or equivalent work experience in a product development-driven environment.

Kiavi takes a market-based approach to pay, and pay may vary depending on your location. The expected annualized base pay range for this full-time role to be performed remotely is $140K - $200K. The range displayed on each job posting reflects the minimum and maximum target for new hire salaries. Within the range, the successful candidate’s starting pay will be determined based on job-related skills, experience, qualifications, work location, and market conditions. Your recruiter can share more about the specific base pay range for your preferred location during the hiring process. Please note that the pay range listed above reflects the base salary only, and does not include the target value of bonus or benefits.

Protect yourself from recruitment scams:

• If you are offered an interview or a role with Kiavi, this will be communicated with you through email, via an official email address ending in @kiavi.com or @lendinghome.com.
• You will never be asked for payments of any kind during the process.
• We also never communicate with candidates via Whatsapp at any point during the recruitment process.
• We won’t ask for personal information or data via text message. If you have any concerns regarding how genuine a text message is, please contact your recruiter.
• You can find our official Kiavi careers page here. We advise you to check that the page details and website addresses match if you have any concerns.

Kiavi is an Equal Opportunity Employer
San Francisco Fair Chance Ordinance Police Code, Article 49

We use E-Verify to confirm the identity and employment eligibility of all new hires.

Originally posted on Himalayas

About the role

Thatch is changing healthcare benefits. We give companies a way to offer every employee a health budget to choose the plan that fits their life, while giving employers predictable costs they can control. Making that possible means solving hard problems across healthcare, payments, and technology.

We look for people who like solving complex problems, take real ownership, and are comfortable working through ambiguity. People here have real responsibility for what gets built and care deeply about doing work that matters.

Our Financial Infrastructure (Finfra) team builds the systems that hold, move, and account for money across Thatch, from employer funding and insurance premiums to member reimbursements and card transactions.

We're looking for a Product Manager to shape the financial systems powering Thatch's growth. You'll own our ledger, money movement, and banking strategy, improve the economics of how money flows through our platform, and build the foundation for new financial products. You'll work closely with Engineering, Finance, and Compliance to solve complex problems where reliability and getting the details right really matter.

What you will do

• Own the strategy and roadmap for Thatch's financial infrastructure, balancing reliability, unit economics, and new product opportunities.
• Build and evolve our unified ledger, creating a trusted system of record for reconciliation, reporting, and treasury operations.
• Make money movement more reliable and scalable, from premium payments and reimbursements to card transactions and banking integrations.
• Improve the economics of how we hold and move funds, including treasury management, yield, and transaction costs.
• Evaluate opportunities in card issuing, credit, and other financial products, making thoughtful decisions about what to build versus partner on.
• Partner with Engineering, Finance, Operations, Legal, and Compliance to design systems that are scalable, auditable, and built to meet regulatory requirements.

What we're looking for

• 5+ years of product management experience building payments, banking, or financial infrastructure products.
• Deep understanding of financial systems, including money movement, ledgers, reconciliation, or banking infrastructure.
• Strong technical fluency, with experience working closely with engineers on APIs, data models, and system design.
• Experience building in regulated environments where reliability, accuracy, and compliance are critical.
• Strong product judgment and financial instincts. You understand the business impact of technical decisions and know how to navigate trade-offs.
• A track record of owning complex products end-to-end, bringing clarity to ambiguity, and delivering meaningful results.

Experience that stands out

• Building double-entry ledgers, reconciliation systems, or other core financial infrastructure.
• Working with FBO or omnibus accounts, sponsor banks, or banking-as-a-service platforms.
• Launching card issuing, credit, or lending products.
• Improving treasury operations, float management, or payment economics.
• Navigating complex integrations with banking and financial technology partners.

How we work

• We give people ownership and trust them to make good decisions.
• We move quickly, learn from customers, and improve continuously.
• We solve hard problems together, regardless of team or title.
• We care more about building the right thing than following a perfect process.

What to expect

We aim to keep the process thoughtful, rigorous, and efficient. Most candidates complete it within three weeks. You can expect:

• An initial conversation with a recruiter.
• A conversation with the hiring manager, including a product review discussion.
• Conversations with product, engineering, design, and cross-functional teammates.
• A final conversation with executive leadership.

Originally posted on Himalayas